Home loan applications – how it works
Home loans explained
Applying for a home loan can seem like a daunting task – particularly if you’re a first home buyer. However, your home loan application can be so much easier, quicker and less stressful with the help of an ITP Home Loans mortgage broker. Here’s a brief rundown of the whole process, from start to finish.
|1.||Finding the loan to suit your needs|
|When you get in touch with ITP, one of our home loan consultants will have an in-depth chat with you. This can be over the phone, or face to face, whichever you prefer. Together we’ll work out exactly which type of loan is suitable for you. The major factors in this decision include:
Your broker will then be able to present you with a range of your home loan options and help you decide which type is most appropriate for you.
|2.||Get your appropriate deal|
|Choosing home loan rates can be confusing and disheartening if you try go it alone. That’s why you’d be crazy not to leave it to the professionals. Your ITP broker will negotiate the loan terms and rates with the appropriate lender.|
|3.||Handle your loan application|
|We help you complete the application forms, get everything together and then lodge it all for you. Plus we liaise with your lender, right through the whole process.|
|4.||Follow up through to settlement|
|ITP takes care of everything to do with your loan. This includes helping you with advice, taking care of the nitty gritty and working through any concerns that may arise. Whatever’s needed, we’re there to handle it – every step of the way. All, of course, at no additional cost to you.|
|5.||Give you support into the future|
|Once an ITP customer, always an ITP customer. Our advice and help won’t end at settlement. We’re always there to lend a hand, right through all your financial life stages.|